Disability
Income
This program is endorsed by your association.
Disability Income (DI) replaces the earned income lost when you
are disabled due to an accident or illness and cannot perform the
material and substantial duties of your occupation. Premium payments
are based on your age, amount of monthly benefit, length of time
benefits will be paid and the waiting period before benefits begin.
Underwriter:
The United States Life Insurance Company in the City of New York,
Member AIG Inc.
Eligibility:
All members under age 60, actively performing the normal duties of their occupation
are eligible to apply.
Features:
• Benefit amounts from $1,000-$10,000/month ($100 increments)
• Waiting Periods: 30,60,90,180,365 days
• Waiver of Premium
• Survivor Benefit
• Cost of Living Adjustment (Optional)
• Residual Disability Benefit (Optional)
• Guaranteed Purchase Option (Optional)
• Benefit Periods: To age 65 Accident and Sickness, or 5 Year Accident
and 2 Year
Sickness
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